Understanding Payments

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Your Guide to Automated Payments with Stripe

We use Stripe Connect to handle all payments securely and automatically. This system is the global standard for marketplace platforms, ensuring you get paid quickly and reliably without needing to handle sensitive card details yourself. This page explains how it all works.

The 5% Platform Fee

A single, transparent **5% platform fee** is applied to the total value of every booking made through PetStay Connect.

How Online Payments Work

When a customer pays online with a credit or debit card:

  1. The customer pays the full booking amount (e.g., £100).
  2. Stripe securely processes the payment.
  3. The 5% platform fee (£5) is automatically deducted.
  4. The remaining balance (£95) is instantly transferred to **your connected Stripe account.**

You can manage your payout schedule (e.g., daily, weekly) directly from your Stripe Express dashboard.

Manual & Phone Payments

For your convenience, you can process card payments directly from your dashboard. This is perfect for bookings taken over the phone or for customers who wish to pay by card in person.

  • When you generate a payment link or use the manual payment portal for a booking, it uses the same secure Stripe checkout system.
  • The payment is processed and deposited directly into your connected Stripe account.
  • The standard 5% platform fee is automatically deducted at the time of the transaction, just like a regular online payment.
  • This ensures all your revenue and fees are consolidated and tracked correctly in your Stripe dashboard, regardless of how the payment was initiated.

Handling Cash & Offline Payments

To ensure fairness and prevent platform misuse, the **5% platform fee also applies to bookings paid with cash** or other offline methods.

The fee covers the value our platform provides in securing and managing the booking, not just processing a card.

Refunds & Cancellations

Refunds are simple and mostly automated:

  1. You initiate the refund directly from your own Stripe dashboard for the specific transaction.
  2. The full amount is returned to the customer.
  3. The funds are debited from **your Stripe balance**.
  4. Our original 5% platform fee is **also automatically returned**. You only pay a fee on successful, non-refunded bookings.

Invoicing & Taxes

All transactions are automatically tracked in your Stripe dashboard, providing you with detailed records for accounting and tax purposes.

Your Benefits

Total Security

PCI-compliant payment processing. You never have to see or store sensitive card details.

Full Automation

No more manual invoicing for commissions. Everything is tracked and settled automatically.

Complete Control

Manage your payouts, view financial reports, and handle disputes from your personal Stripe dashboard.